Insurance When Traveling: Are You Covered?

It’s getting to be that time of year when many of us start getting the urge to take a trip.

Italy, Morocco, the Caribbean, the Grand Canyon—anyplace other than home.

As we think about travel, however, we need to keep in mind some of the more mundane, but highly important, things related to it. One of these matters is insurance.

Did you know that your health insurance might not cover you while you’re traveling?

A while back, published an article about traveling, and its first paragraph might shock you:

“Medicare usually doesn’t cover healthcare while you’re traveling outside the U.S. There are some exceptions, including some cases where Medicare Part B (Medical Insurance) may pay for services that you get on board a ship within the territorial waters adjoining the land areas of the U.S.”

Most Medicare recipients probably don’t know this.

If you’re thinking about traveling and have Medicare, read the full article at

The article suggests that if you have Medicare and are traveling, you should consider purchasing an additional travel insurance policy that includes health insurance.

And it’s not only Medicare that doesn’t always cover you when you’re traveling. There are even some health insurance policies that don’t cover you when you’re out of state, not just out of country. It’s always wise to check your policy before you make your plans and get additional insurance for your trip if you need it. Just remember: You might be covered—or you might not—so don’t take any chances.

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